Why to choose TDF Sparkle Savings

The Sparkle Saving Scheme helps you plan systematically to buy TDF jewellery after you complete 11 payments within 365 days from the date scheme commencement, subject to terms and conditions.

1. Under this scheme, the customer is required to make 11 fixed monthly installments. Throughout this period, the customer needs to pay one installment every month.
2. The customer needs to pay the installment on or before 15th day of every month.
3. The customer has the option to make payments at our showrooms using cash, or net banking, or post-dated cheque & UPI facilities. (Payments by credit card & debit card will not be excepted.)
4. Members of the privileged scheme will receive early notifications about new arrivals, offers, and events through SMS, phone calls, and emails.
5. The customer on payment of 11 fixed monthly installment is eligible for a 100% discount equivalent to one month's installment upon scheme redemption. The customer can redeem the scheme after 334 days of the enrollment date. It cannot be clubbed with any ongoing offer.
6. This scheme is applicable only on purchase of Diamond Jewellery.
7. The customer cannot buy gold coins/bar under this scheme.
8. In case of pre-closure of the scheme, the customer can purchase any jewellery from TDF equivalent to the installment paid, in such case the customer will not be eligible for any discount.
9. In case of delay or miss in the payment of installment, the customer will not be entitled for any discount or bonus under this scheme.
10. If the Customer doesn't wish to redeem within 365 days from the date of first enrollment, they will receive a refund for the total amount of instalments paid until the refund date. A discount voucher will be given for the relevant discount, usable only to buy diamond studded jewellery from the Company, equal to or exceeding the total value of paid instalments.
11. Enrollment into the Plan is exclusively for individuals and is not allowed for entities such as companies, partnership firms, proprietorship concerns, trusts, Hindu Undivided Family (HUF), or NRI customers. Minors can enroll only under the guidance of their natural guardians.
12. The Company or TDF stores shall not be responsible for sending or bearing the responsibility of monthly installment payment reminders.
13. At the time of enrollment, the Customer needs to furnish photo identity and address proof documents such as Driving License, Voter ID, Passport, Ration Card, PAN Card, or any other Government-issued document, along with bank account details.
14. The Customer should especially ensure that the name is as per the identity proof provided by the Customer, and not in any other name, including nickname or short forms and the bank account details and other details as provided in the Enrolment Form shall be accurate.
15. During enrollment, the Customer must make sure to sign the SSS Enrolment Form in the designated space, either physically or electronically, indicating their acceptance of these terms and conditions.
16. If a cheque is dishonored, the Customers will be charged rs.300 as bank charges.
17. When purchasing jewelry, the account holder must personally appear and present a valid photo identity proof and, if necessary, under applicable law, a PAN Card, to redeem the paid installments for the jewelry purchase. The Company retains the right to verify the customer's identity through suitable means.
18. "Participants enrolled in the Sparkle Saving scheme are not permitted to transfer this scheme to any other individual or entity."
19. Any refunds under the Plan, if applicable, will be issued via a cheque in the account holder's name as provided in the Enrolment Form, or through online transfer to the bank account mentioned in the Enrolment Form. Cash refunds will not be allowed.
20. The rate of gold shall be based on the Company’s rate of gold prevailing on the date of purchase.
21. Any conditions not explicitly addressed above will be at the Company's discretion during the transaction or redemption. The Company's decision in such matters will be considered final and irreversible.
22. The Company can change, modify, add, or remove Plan privileges without prior notice to the account holder, as long as it doesn't negatively affect the account holder's interests.
23. If any regulatory authority alters existing laws, rules, Acts, etc., the Company can modify, suspend, or discontinue the Plan to align with these changes, and the account holder must comply with the necessary requirements.
24. Any disputes that arise will be subject to the jurisdiction of the Courts in Mumbai only, excluding the jurisdiction of any other courts.